Premium Bonds

Martin Lewis is often talking about how below average Premium Bonds interest is compare to other saving accounts.  When Steve said he treats it as a stock, whereby the price will not go up or down, and the 'dividend' changes over the years.  And on the good year, the pay out could enable a lot of loan repayment or investment, and the worse it could be a very poor performing stock with no gain over years and poor dividends over years.  Using this prospective, it is not a bad thing to add onto the portfolio!  I shall think about it when I have spare money.